Privacy Policy

Biz Capital Depot ("Company," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.mybizcapdepot.com or contact us regarding our business funding services.

Please read this policy carefully. By using our website or services, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our services.

1. Information We Collect

We may collect the following types of information:

• Personal Identification Information: Name, email address, phone number, business name, and address.
• Financial Information: Requested funding amounts, general business revenue information, and credit score ranges (we do not collect full financial account numbers through this form).
• Technical Information: IP address, browser type, operating system, referring URLs, pages visited, and time spent on the site.
• Communication Data: Records of your correspondence with us, including emails, phone calls, and text messages.
• SMS Consent Data: When you opt in to receive SMS messages, we record your consent, the date and time of consent, and the source of your opt-in.

2. How We Collect Information

• Web Forms: Information submitted via our inquiry or contact forms.
• Phone Calls: Information provided during telephone consultations.
• Cookies and Tracking Technologies: Cookies, web beacons, and similar technologies to track usage patterns and improve user experience.
• Third-Party Analytics: We may use analytics services such as Google Analytics to understand how users interact with our website.

3. How We Use Your Information

We use the information we collect for the following purposes:

• To respond to your funding inquiries and match you with appropriate lending programs.
• To communicate with you via email, phone, or SMS (with your consent) regarding your application.
• To send you updates, promotional offers, and information about our services (with your consent).
• To improve our website, services, and customer experience.
• To comply with applicable laws and regulations.
• To protect against fraud and unauthorized transactions.
• To analyze usage patterns and enhance our platform through analytics tools.

4. Sharing and Disclosure of Information

We do not sell your personal information to third parties. We may share your information in the following limited circumstances:

• With Lending Partners: With your consent, we may share your information with our network of lending partners and financial institutions to facilitate your funding request.
• Service Providers: We may share data with trusted third-party service providers who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential.
• Legal Requirements: We may disclose your information if required by law, court order, or governmental authority, or when we believe disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.
• Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred to the acquiring entity.

We will never sell, rent, lease, or share your mobile phone number or SMS consent data with any third party for marketing or promotional purposes.

5. Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to enhance your experience. Cookies are small data files placed on your device when you visit our website. You can control the use of cookies through your browser settings; however, disabling cookies may affect the functionality of our website.

We may use:

• Essential Cookies: Required for basic website functionality.
• Analytics Cookies: To understand how visitors use our site (e.g., Google Analytics).
• Marketing Cookies: To display relevant advertisements (e.g., Google Ads, Facebook Pixel).

6. Data Security

We implement industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. Our website uses 256-bit SSL/TLS encryption to protect data in transit. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law. When your information is no longer needed, we will securely delete or anonymize it.

8. Your Rights and Choices

Depending on your location, you may have the following rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you.
• Correction: Request that we correct inaccurate or incomplete information.
• Deletion: Request that we delete your personal information, subject to certain exceptions.
• Opt-Out of Marketing: Unsubscribe from marketing emails or opt out of SMS messages at any time by replying STOP.
• Do Not Sell: We do not sell your personal information.

To exercise any of these rights, please contact us at info@mybizcapdepot.com or call (800) 276-8870.

9. California Privacy Rights (CCPA)

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete your information, and the right to opt out of the "sale" of your personal information. We do not sell personal information as defined under CCPA. To exercise your California privacy rights, contact us at info@mybizcapdepot.com.

10. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately and we will take steps to delete such information.

11. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be indicated by a revised "Last Updated" date. We encourage you to review this Privacy Policy periodically. Your continued use of our services after any changes constitutes your acceptance of the revised policy.